you pretty much nail it. office time is typically more productive. however, if you're paying $1k/mo for 3 people, i'd think you're overpaying. try and find a

you pretty much nail it. office time is typically more productive. however, if you're paying $1k/mo for 3 people, i'd think you're overpaying. try and find a good coworking space. (i'm been giving thought to setting up a space myself). a good coworking space should theoretically have the benefits of a dedicated office space, but cheaper.