Someone who tries 1234, 1111 & 0000 on each before the bank locks him out, he's got a 18.6% chance of getting into each one of them which is 1/5.37. Therefore i

Someone who tries 1234, 1111 & 0000 on each before the bank locks him out, he's got a 18.6% chance of getting into each one of them which is 1/5.37. Therefore if someone steals just 6 cards they will likely get into one of them (and most likely exploit it for as much as they can). Now, if my card got stolen and I hadn't realized it till a few hours later, I'd be glad my pin wasn't 1234. Also, even if I get the money back from the bank, I won't get the time hassling the bank/insurance or the stress back.