It was never a secret. Everyone knew values were out of whack on housing and people were taking out mortgages to high. But the sound of a few tiny whistle blo

It was never a secret. Everyone knew values were out of whack on housing and people were taking out mortgages to high. But the sound of a few tiny whistle blowers is nothing compared to the collective will of the American people to buy bigger and better homes or make a quick buck. This was a lesson we needed to learn as a nation, not one we just need to blame on bankers. Many people participated in the fraud, many banks were complicit with the fraud. That means we should be locking up home buyers right along with the bankers. In fact many of the people interviewed here as whistle-blowers went on being complicit with fraud. None (except the one executive) quit their jobs or even protested in a significant fashion. They all just kept doing work they knew was wrong. Disclosure: Im an ex-Journalist and an ex-Banker.