They'll gladly sell you an unlocked phone, but they won't reduce the monthly rate. T-mobile is going to stop offering subsidized phones this year--either pay u

They'll gladly sell you an unlocked phone, but they won't reduce the monthly rate. T-mobile is going to stop offering subsidized phones this year--either pay up front or rent-to-own. Their monthly plans will decrease accordingly, so non-contract customers aren't getting hosed.