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Insurance is for covering unexpected events. A gun being fired is a deliberate act. I don't see how it makes sense in this context.
by Jayschwa 14y ago
Insurance is for covering unexpected events. A gun being fired is a deliberate act. I don't see how it makes sense in this context.
- rdl 14y agoGun theft and gun liability insurance do make a lot of sense, and are currently offered. Generally you get theft as a rider on your homeowners insurance -- which you should have, and you should probably get for computer equipment, camera equipment, etc. Allied Brokers in Palo Alto is awesome, btw Liability is either specific to profession, or membership in something like NRA, for instructors. It's worth having an umbrella liability policy too, since it's pretty cheap to get $1-10mm in coverage once you have $500k coverage for your car, which is itself only 2-3x as expensive as the legal minimum.
- Jayschwa 14y agoHomeowner's insurance is to cover the cost of the item. If someone steals my gun and then shoots someone with it, I don't believe the homeowner's insurance will cover that. However, I think that's what kunle had in mind.