>I disagree; government regulatory practice is mainly taking some of the worse edges off the inherently broken model of "healthcare as insurance". But the gove

>I disagree; government regulatory practice is mainly taking some of the worse edges off the inherently broken model of "healthcare as insurance". But the government put some of those edges there in the first place. The biggest reason you have to have insurance in the US now is without it you're going to pay 5x what the insurance company pays for the same procedure. Because they're buying medical care in bulk and you're not. One way you could deal with that is form a co-op to negotiate prices the same way insurance companies do, but without the insurance part. But you can't, because it's illegal.