http://en.wikipedia.org/wiki/Fractional_reserve_banking http://en.wikipedia.org/wiki/Fractional_reserve_banking It's not like their money hidden in a vault. Fu

http://en.wikipedia.org/wiki/Fractional_reserve_banking http://en.wikipedia.org/wiki/Fractional_reserve_banking It's not like their money hidden in a vault. Furthermore they may have spent it, thus converting their money into a non-monetary asset like a home, yet it still counts when calculating wealth.