This opportunity only highlights the influence that the JOBS Act will wield. It is my strong belief that the SEC needs to consider investment crowdfunding for n

This opportunity only highlights the influence that the JOBS Act will wield. It is my strong belief that the SEC needs to consider investment crowdfunding for non-accredited investors as an urgent matter and finalize the JOBS Act regulations immediately. The delays in these regulations will also delay the creation of thousands of new jobs in the United States, not to mention the fate of this growing pool of fundless startups. A couple weeks ago, we saw an HNer proposition to give $8K for a 50/50 "co-founder" seed funding-type split: http://news.ycombinator.com/item?id=5037694 http://news.ycombinator.com/item?id=5037694 There is absolutely no reason, aside from the existing regulations / barriers to entry, that this model shouldn't be applied to helping new enterprises get seed funding. The $8K / 50:50 made a great initial throwdown offer. . . but in a market setting, there should be competition; what if someone else more generous could offered $10K without requiring half the equity? One necessary element is a bidding platform, and a place for people with cash to transact with people who have ideas. More potential investors equal higher potential investments equal more opportunity for those "fundless startups" to get up and running. It would be awesome to work on something like this (ping me -- I'd love to get back to work!): build an eBay clone, integrate Stripe to handle escrow/payments and collect a ridiculously small fraction of the economic surplus created. No need to be greedy (as per the current flaw of existing systems); this model would make investing accessible to common folks and be profitable enough as a going-concern.