I strongly prefer Amex because the consumer bonus is better for me at least and even more importantly it doesn't take me through the Verified by VISA liability

I strongly prefer Amex because the consumer bonus is better for me at least and even more importantly it doesn't take me through the Verified by VISA liability shift/security nightmare.* * Verified by VISA with my VISA card redirects to a third party domain (not the retailer or my bank) which then asks for DOB and very basic details to set a password (and little more is needed to reset the password). Even if fundamentally secure the user education message of this process is awful. I believe that some card providers make better use and of Verified by VISA mechanisms but not all.