Yes, I've thought of this before. But I'd rather deal with loans than equity if the equity doesnt also give expertise. The type of quick equity fund you descri

Yes, I've thought of this before. But I'd rather deal with loans than equity if the equity doesnt also give expertise. The type of quick equity fund you describe would likely have to offer convertible debt (ie lending) or force the risk of being crammed down regularly. And without the expertise, there is no downside for the entrepreneur to screw these $500 investors out of their money regularly. So if you are already lending (convertible debt->equity) then how is this different from microlending? Regardless, I see your point about flexibility, I just personally cant see it as all that much more useful than microlending for either side.