You're willing to pay 20-30k more to very slightly prolong the "ooh shiny!" luster? Ridiculous. Keeping up with the Joneses is an exercise in hating yourself.

You're willing to pay 20-30k more to very slightly prolong the "ooh shiny!" luster? Ridiculous. Keeping up with the Joneses is an exercise in hating yourself. Debt is financial slavery. Assume it only when you must.