Does $75k mean pre-tax or post-tax? Post-tax comes out to $46,800 a year in California, that's $3,900 a month. Which is great, but yea when you start thinking

Does $75k mean pre-tax or post-tax? Post-tax comes out to $46,800 a year in California, that's $3,900 a month. Which is great, but yea when you start thinking about a wedding in the future and kids college, you're left with $900 a month to save for those things, granted you don't blow it on vacations and other activites. A sample monthly expense (doesn't apply to everyone, can be reduced by a lot by eating beans out of a can and walking 12 miles to work) If you're paying $1,000 a month in rent $100 in utilities $400 in groceries $100 eating out $100 clothing/supplies $400 car payment $200 gas $400 student loans $200 in credit cards $100 in misc. That's $1,300 left over.