While I agree that keeping worrying about $4 latte is wrong, I disagree that getting rid of cable or some other entertainment is hard. It is hard if it is part

While I agree that keeping worrying about $4 latte is wrong, I disagree that getting rid of cable or some other entertainment is hard. It is hard if it is part of your daily routine or is habit. So to make it work (and stop worrying about spending or not $4 for latte) you need to re-adjust process of your life. Once everything will fit naturally into your daily routine - you will not get stressed about it anymore. But I agree - if you can't fit cut into your routine - stressing about it worse than not saving extra few percents. And yeah - negotiating $5k increase is first thing you need to tackle, and only once it is done - proceed with the rest probably :)