Based on the 10x at 50 multiplier, I'm guessing that's for retirement savings/investments alone, not a net worth target. (It makes a big difference if you're pl

Based on the 10x at 50 multiplier, I'm guessing that's for retirement savings/investments alone, not a net worth target. (It makes a big difference if you're planning on making any other big expenditures -- down payment on a house, helping the kids with college, etc.)