We're entering the area of considering charity vs. penalty. The current system penalizes those that have no need of charity doubly. Not only do they have to sub

We're entering the area of considering charity vs. penalty. The current system penalizes those that have no need of charity doubly. Not only do they have to subsidize those more dependent upon the system, but they are penalized on top of that with more taxation. The problem with that situation should be obvious, as well.