11 ms·USAA has been doing most of this stuff for long time too (ATM fee refunds, mobile deposit, etc)by tlrobinson 14y agoUSAA has been doing most of this stuff for long time too (ATM fee refunds, mobile deposit, etc)eli 14y agoAgreed, though they are notably not open to all US citizens...xxpor 14y agoTheir banking is, just not the insurance.travisp 14y agoMany banking features are not. For example, USAA's mobile deposit requires that you either have or be eligible for their insurance.