Seems interesting, but I'm too comfortable with my current BoA account to feel it is worth the hassle of changing stuff over. One thing I have been looking for

Seems interesting, but I'm too comfortable with my current BoA account to feel it is worth the hassle of changing stuff over. One thing I have been looking for lately has been some sort of account suitable for use as a petty cash account for my PTA. Bluebird is close, but they don't allow accounts held by an organization as opposed to an individual. Here is my bullet list of features I want: Available to a non-profit at low cost Debit only Easy to put money in via e-check, etc. Sub-accounts with individual cards Strong sub-account authorization controls Amount per day Quick and easy on / off switch Instant notification of use pre-authorization of amount or vendor maybe?