How does this compare to Simple? I have a checking account with DCU, a local credit union. I have overdraft fees and my ATM fees at any ATM get refunded. I hav

How does this compare to Simple? I have a checking account with DCU, a local credit union. I have overdraft fees and my ATM fees at any ATM get refunded. I have a local branch I can go to for a cashier's check. The bank's web site has Intuit's Financeworks, which is a Mint-like service that aggregates all my DCU and other accounts in one view. It's not as polished as Mint, but works fine. For this reason, it's really difficult for me to see value in switching to GoBank or Simple. I think it would be good for these sites to differentiate themselves from smaller banks or credit unions that have sane/customer-friendly fee structures.