In addition to the no ATM fee awesomeness, I want to add that my experiences with Schwab's customer service have always been great. There was an issue with the

In addition to the no ATM fee awesomeness, I want to add that my experiences with Schwab's customer service have always been great. There was an issue with the web form when I was signing up for the account, and I wrote it off thinking I'd do it later. The next day they had someone leave me a voicemail with his direct number, and he finished the registration when I called him back. Nice. And from issues with international money transfers to stolen cards to airline screw ups, I've always been able to get a real person on the line, and they've always been very helpful. Never thought that I'd be this happy with a bank.