Is there a price matrix on different Australian payment systems? Here's what I was able to quickly glean: Pin: $50 p/month, 3% transaction + 30c transaction So

Is there a price matrix on different Australian payment systems? Here's what I was able to quickly glean: Pin: $50 p/month, 3% transaction + 30c transaction Source http://createsend.com/t/j-BE42B41F1ADAD444 http://createsend.com/t/j-BE42B41F1ADAD444 Braintree: $55 p/month, 1.75% transaction + $0.25 transaction + Visa/Mastercard Intercharge rate (0.33 to 1.98%) Source https://www.braintreepayments.com/pricing https://www.braintreepayments.com/pricing PayPal: $0 p/month, 2.4% transaction + $0.30 transaction Source: https://www.paypal.com/au/cgi-bin/webscr?cmd=_display-receiving-fees-outside https://www.paypal.com/au/cgi-bin/webscr?cmd=_display-receiv... Am I missing something here or is there more to why I'd use Pin? Would love to hear a compelling case and a reason for why paying more per transaction adds value. I'd say that at the end of the day, most merchants want the payment to be secure + cheap, that's it. Analytics etc. are nice but can come out of free open-source tracking methods. Lastly as a developer, the per month cost is a killer. It completely shuts down the idea of having a boutique site earning residual money.