>Basically, if the bank plays fast and loose with customers' money the customers shoulder the risks whilst the bank owners get the rewards - and there's no way

>Basically, if the bank plays fast and loose with customers' money the customers shoulder the risks whilst the bank owners get the rewards - and there's no way customers can tell whether this is happening Tip: This is happening. This is how banks have and will always make money. It is the role of governments to regulate to what extent the bank can use your money and for what purposes in order to minimize customer risk.