isn't the point that on average, rational actors would prefer the wait, since, on average, that is correlated with better outcomes? perhaps partly because you

isn't the point that on average, rational actors would prefer the wait, since, on average, that is correlated with better outcomes? perhaps partly because you presented a false choice - it's often a choice between waiting or not being able to afford it? what i mean is, well, great rhetoric, but you know, facts, man. facts.