I'd like to plug Zidisha ( https://www.zidisha.org https://www.zidisha.org ) It's a lot like Kiva, except there's no MFI acting as a middleman. Thus, borrower

I'd like to plug Zidisha ( https://www.zidisha.org https://www.zidisha.org ) It's a lot like Kiva, except there's no MFI acting as a middleman. Thus, borrowers pay far lower interest rates. You see, borrowers of Kiva loans actually pay a lot in interest, with an average rate of about 35% - http://en.wikipedia.org/wiki/Kiva_(organization)#Current_interest_rate_statistics http://en.wikipedia.org/wiki/Kiva_(organization)#Current_int... . At Zidisha, borrowers pay as little as 5% in interest. Kiva has a pilot program inspired by Zidisha called Kiva Zip. Disclosure: I'm on the board.