This guy is cherry picking stats and quotes to back his argument, the same article that he quoted as showing that credit card borrowing was up also stated: "Cre

This guy is cherry picking stats and quotes to back his argument, the same article that he quoted as showing that credit card borrowing was up also stated: "Credit card usage has fallen sharply since the 2008 credit crisis. Four years ago, Americans had $1.03 trillion in credit card debt, an all-time high. In October, that figure was 17 percent lower." This guy should live in rural Afghanistan or Sudan and have warlords dictate his fate instead of a government.