* Most small brick & motor businesses do not turn a profit in their first 2 years. So you’ll need a significant amount of runway, in a business where raising c

* Most small brick & motor businesses do not turn a profit in their first 2 years. So you’ll need a significant amount of runway, in a business where raising capital isn’t guaranteed. * There’s probably more cost in medical supply, equipment, and certification than you’d expect. There’s standards for security of the medications. * Most veterinary clinics have staff. That’s payroll expenses. * Any new business will need marketing. You’ll probably want a large sign/billboard, a decent website, and social media. * Just leasing office space and furnishing it is surprisingly expensive.