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I am one of the engineers who built this. Column is an OCC-chartered bank with its own in-house built banking core, so the processor runs on the same core as ou
by Matthalp 9d ago
I am one of the engineers who built this.
Column is an OCC-chartered bank with its own in-house built banking core, so the processor runs on the same core as our ledger and payment rails.
We have direct integrations with Visa and Mastercard. It supports credit, debit, charge, fleet, prepaid, and stablecoin-backed programs, and what you'd expect from a mature issuer processor out of the gate: 3DS, digital wallets, Level 3 data, disputes, spend controls, and card manufacturer integrations.
Happy to answer questions!
- fragmede 9d agoHow were you funded?
- dmoy 9d agoThis looks like a self funded company. The founder is already a billionaire I guess. (So transitively, funded by Plaid being a successful company in a similar space, and its founder then having capital to do other things)
- Ritewut 9d agoPlaid was a security nightmare for years before they were basically forced at gunpoint to get it together and even then it just seems from the outside that they are better. I'm not sure I would trust any company by the founder.
- bob1029 9d agoI am very curious about the tech stack for the core system and what the development process looked like.