There's way too much "never" floating around in here. If you make three times the median household income and -- like many people -- you live at or slightly be

There's way too much "never" floating around in here. If you make three times the median household income and -- like many people -- you live at or slightly beyond your means, then yes, it certainly can be about the money. I knew people in high school whose families made way more money than ours but chose to live in homes that left them with nothing after the mortgage; they were often called "house poor." Big house, ancient station wagon, nothing left over for furniture. Of course this is just anecdotal, but I think we can probably agree that given the commonness of financial irresponsibility and undereducation, to state that all people who make a lot of money have no money problems (whether they should or not) is a little too optimistic.