You're making a lot of assumptions of what I meant. Gen-z seems to get this well, a lot of them are starting micro businesses where with very little capital be

You're making a lot of assumptions of what I meant. Gen-z seems to get this well, a lot of them are starting micro businesses where with very little capital besides their own labor and computer/phone they already own. Getting a side hustle to $2000 a month can be the difference between trajectory to bankruptcy to trajectory to millionaire. It's in that environment they're learning the skills that take them to the next level, when leverage/debt is something their equipped to dabble in. For your case, if you do want to be an entrepreneur, perhaps read the book $100 startup? Its 14 years old at this point...