I agree, but for this to matter, a critical amount of fraud should be based on people uploading modified photos of ID's. If someone took a picture of a fake ID

I agree, but for this to matter, a critical amount of fraud should be based on people uploading modified photos of ID's. If someone took a picture of a fake ID in the past, this method will bring no benefit, it will just add Apple as a paid service-provider. It also doesn't change the trust-relationship between the two parties: If I need to prove my identity by uploading a government ID, _I_ am doing the photo attestation that this is the ID matching the data I provided, with or without an Apple Reference image.