Agreed. Ireland is 7 years I think (though it's being reduced). UK might be 1 year. To think of it from another perspective, harder bankruptcies mean that your

Agreed. Ireland is 7 years I think (though it's being reduced). UK might be 1 year. To think of it from another perspective, harder bankruptcies mean that your debtors are not able to escape from their debts as easy. Surely that's a good thing for a business?