Only one of them is directly harmful to users (the job applicant scheme). Everything else is enabling their own users to break the law only if they want to, and

Only one of them is directly harmful to users (the job applicant scheme). Everything else is enabling their own users to break the law only if they want to, and I think that is a good public service. Of course it might hurt legit users by making other banks treat Revolut as suspicious but im not sure if thats enough to outweigh the positive. Data breaches and cancelation fees, on the other hand...