I make $100 of loans, that creates $100 of deposits which move around. The capital ratio is 20%. I sell $20 of capital in exchange for $20 of deposits which ar

I make $100 of loans, that creates $100 of deposits which move around. The capital ratio is 20%. I sell $20 of capital in exchange for $20 of deposits which are deleted. And then I do the same tomorrow. All ratios met. No limit on loans.