They aren't "accidents", but collisions in the vast majority of cases. Using "accident" is a loaded term that implies no fault, no blame and that it's just one

They aren't "accidents", but collisions in the vast majority of cases. Using "accident" is a loaded term that implies no fault, no blame and that it's just one of those uncontrollable facts of life. An actual road traffic accident would be something like a tree falling down onto your vehicle.