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Vision and dental "insurance" in the USA is a mechanism of paying someone with non taxable income, it is not insurance.
by lotsofpulp 20d ago
Vision and dental "insurance" in the USA is a mechanism of paying someone with non taxable income, it is not insurance.
- vel0city 20d agoThis is the way to understand it. Also, sometimes discounts "in network", but that can be pretty mixed in usefulness. Sure, you can use HSA/FSA money on these things, but better to go through "insurance" and keep/use that money for other things.
- hn993302 20d agoDental yeah, vision is just a scam. There are also "life insurance" plans that are basically tax-advantage investment/inheritance funds if you have like $50M+.