why is simplified in quotes? Knowing you'll get $x - 2.9% and 30 cents is simplified compared to having to find out what kind of card was used, what their inter

why is simplified in quotes? Knowing you'll get $x - 2.9% and 30 cents is simplified compared to having to find out what kind of card was used, what their interchange rate is, What your rate on that is. Debit cards have a low interchange rate, but it's offset by the cards with rates higher than 2.9%. Stripe is taking on a risk that your customers aren't all going to use a chase sapphire reserve and thus cost stripe 4.5% when stripe is only charging 2.9%. If you're large enough, Stripe offers IC+, interchange plus, where you get complexified pricing, if desired.