3 ms·

You also can't make a card purchase if your card is stolen ..

• kevincox 1mo ago
  No, but my credit card has no battery, requires no cell service, is waterprrof and quite durable. I see the advantages of the Chinese system but I really found myself missing my card. - While payer-offline payments were possible most merchants didn't want to (and some seemed unable to) so payments in places with bad cell service were painful. - It was a lot more steps to open the app and enter scanning mode or display your code than to just tap a card or phone. - It was always unclear if you were scanning or being scanned, leading to friction for every payment (generally larger brands scan you and you scan for smaller merchants). Honestly for in-person card payments are just nicer. For online WeChat was better, but no different than Apple Pay or Google Pay except for course that it is standardized by the government.
• ThunderSizzle 1mo ago
  I have backup cards. If one gets stolen, I can switch to a backup card instantly. If my phone is lost, then apparently I need to buy another one with the...phone I don't have? A single point of failure is horrible design.