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What happens if you don't have a phone that supports the App, or if you forgot your phone or lost it (aka stolen)? How are you allowed to function if the App i

What happens if you don't have a phone that supports the App, or if you forgot your phone or lost it (aka stolen)? How are you allowed to function if the App is missing?

pjc50 26d ago
You also can't make a card purchase if your card is stolen ..
- kevincox 25d ago
  No, but my credit card has no battery, requires no cell service, is waterprrof and quite durable. I see the advantages of the Chinese system but I really found myself missing my card. - While payer-offline payments were possible most merchants didn't want to (and some seemed unable to) so payments in places with bad cell service were painful. - It was a lot more steps to open the app and enter scanning mode or display your code than to just tap a card or phone. - It was always unclear if you were scanning or being scanned, leading to friction for every payment (generally larger brands scan you and you scan for smaller merchants). Honestly for in-person card payments are just nicer. For online WeChat was better, but no different than Apple Pay or Google Pay except for course that it is standardized by the government.
- ThunderSizzle 25d ago
  I have backup cards. If one gets stolen, I can switch to a backup card instantly. If my phone is lost, then apparently I need to buy another one with the...phone I don't have? A single point of failure is horrible design.
alwaysmrno 25d ago
"What if there's no electricity!!!" "What if there's no roads!!!" What if's can be used to kill a conversation or discussion because they are impossible to argue. "If there's no Electricity i'll just use my diesel generator to power the store. WhAt if YoU ForgoTT to FueL IT?!". There is no discussion to be had because one side is not interested in it. What you should be asking is What is plausible. IS it plausible that you buy a phone that doesn't support the app? No, there's two OS's for mobile phones. They will have an app you can pay with. IS it plausible you forgot your phone or it got stolen? Yes. But you are just as likely to have your wallet stolen. So its not really applicable. "How are you allowed to function if the app is missing?" Is an illogical question. The apps already exists in several countries and works flawlessly.
- ThunderSizzle 25d ago
  Strawman, but you raise a good point. Credit card terminals can still work in certain disaster situations more reliably than trying to get everyone to not lose their phones and keeping them charged and wasting precious energy on a transaction. A credit card doesn't require electricity, and even the classical process of carbon copying can work without power or internet to the pos (though that has its own problems - but we're talking "disasters") Regardless, a person not having a smart phone should not be grounds of exclusion from society. It's too vulnerable of a device for it to be a single point of failure. It already is too critical of a device even for those that have one, that losing it is already a very big burden. Even just switching to a new phone via the migration process on Android can still be a burden.
not-kinsale-joe 25d ago
Pay in cash?

What happens if you don't have a phone that supports the App, or if you forgot your phone or lost it (aka stolen)? How are you allowed to function if the App is missing?

pjc50 26d ago

You also can't make a card purchase if your card is stolen ..

kevincox 25d ago
No, but my credit card has no battery, requires no cell service, is waterprrof and quite durable. I see the advantages of the Chinese system but I really found myself missing my card. - While payer-offline payments were possible most merchants didn't want to (and some seemed unable to) so payments in places with bad cell service were painful. - It was a lot more steps to open the app and enter scanning mode or display your code than to just tap a card or phone. - It was always unclear if you were scanning or being scanned, leading to friction for every payment (generally larger brands scan you and you scan for smaller merchants). Honestly for in-person card payments are just nicer. For online WeChat was better, but no different than Apple Pay or Google Pay except for course that it is standardized by the government.
ThunderSizzle 25d ago
I have backup cards. If one gets stolen, I can switch to a backup card instantly. If my phone is lost, then apparently I need to buy another one with the...phone I don't have? A single point of failure is horrible design.

alwaysmrno 25d ago

"What if there's no electricity!!!" "What if there's no roads!!!" What if's can be used to kill a conversation or discussion because they are impossible to argue. "If there's no Electricity i'll just use my diesel generator to power the store. WhAt if YoU ForgoTT to FueL IT?!". There is no discussion to be had because one side is not interested in it. What you should be asking is What is plausible. IS it plausible that you buy a phone that doesn't support the app? No, there's two OS's for mobile phones. They will have an app you can pay with. IS it plausible you forgot your phone or it got stolen? Yes. But you are just as likely to have your wallet stolen. So its not really applicable. "How are you allowed to function if the app is missing?" Is an illogical question. The apps already exists in several countries and works flawlessly.

ThunderSizzle 25d ago
Strawman, but you raise a good point. Credit card terminals can still work in certain disaster situations more reliably than trying to get everyone to not lose their phones and keeping them charged and wasting precious energy on a transaction. A credit card doesn't require electricity, and even the classical process of carbon copying can work without power or internet to the pos (though that has its own problems - but we're talking "disasters") Regardless, a person not having a smart phone should not be grounds of exclusion from society. It's too vulnerable of a device for it to be a single point of failure. It already is too critical of a device even for those that have one, that losing it is already a very big burden. Even just switching to a new phone via the migration process on Android can still be a burden.

not-kinsale-joe 25d ago

Pay in cash?