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Level 2/3 data: https://docs.adyen.com/payment-methods/cards/enhanced-scheme-data/l2-l3 https://docs.adyen.com/payment-methods/cards/enhanced-scheme... It's on

Level 2/3 data: https://docs.adyen.com/payment-methods/cards/enhanced-scheme-data/l2-l3 https://docs.adyen.com/payment-methods/cards/enhanced-scheme... It's only available in the US, many countries have lower interchange fees and prohibit sending this data.

iancarroll 17d ago
Importantly, there is only an incentive for L2/L3 data on business/corporate cards, which have an inflated interchange rate above personal cards anyway. This is not a scheme to get enhanced targeting data for personal transactions.
- tylergetsay 16d ago
  I believe most prepaid visa gift cards are being monetized in this way. https://www.walmartgift.com/AcctMgmt/Controls/WalMartGiftCard/Support/tps.aspx https://www.walmartgift.com/AcctMgmt/Controls/WalMartGiftCar... Ive heard of casinos trying to pay out winnings using some kind of prepaid card, where theyd also get info about how people spent their casino winnings. Lots of ways to leverage that data.
  - iancarroll 16d ago
    Prepaid cards are great for the vendor because they have breakage (the unspent amount before expiry). I doubt the data is worth much relative to that. If anything, they have much less of a tie to the individual.
soared 17d ago
Also available in Canada now!