I would totally use the shit out of NFC if I could get a more secure transaction (i.e. pin/password required to be enter into my own phone -- i.e. essentially e

I would totally use the shit out of NFC if I could get a more secure transaction (i.e. pin/password required to be enter into my own phone -- i.e. essentially extending two-factor to my credit card transactions). i.e. better protection than stealing my physical wallet. I'd also love to get itemized receipts emailed or whatever instantly in some sort of standard markup format for analysis and record keeping. I don't actually have a NFC phone until xmas, so I don't know if it does all of that already anyway. For reference, square gives me the heebie-jeebies. Oh sure, swipe my card into the freaking audio jack your cell phone running who-knows-what software you've got on there and let me smear my finger to make some sort of unintelligible mark on your screen that counts as a "signature". So basically all you need is an audio chirp played over 3.5mm and some indistinct finger dragging to make a purchase. Right. Sign me up...