4 ms·
> HYSA are in 2026 readily available. The designation of "HYSA" is itself kind of a semantic shrinkflationesque slight of hand. "HYSA"s in 2026 have similar a
by georgemcbay 1mo ago
> HYSA are in 2026 readily available.
The designation of "HYSA" is itself kind of a semantic shrinkflationesque slight of hand.
"HYSA"s in 2026 have similar and often worse rates than a standard savings account back in, say, most of the 1990s.
But, sure, compared to the average modern standard savings account (with rates of effectively nothing and well below inflation) it is higher yield than that.
- bilegeek 1mo agoGenerally the only account that keeps even with inflation is a CD, but of course that locks up your money for that duration, which would suck in an emergency.