> the onus is on whom to provide financial literacy Should be a huge part of the K-12 curriculum in a putative capitalist country, but we barely touch on it.

> the onus is on whom to provide financial literacy Should be a huge part of the K-12 curriculum in a putative capitalist country, but we barely touch on it. Kids graduate high school and don't really understand time value of money or how a credit card, a 401k, a car loan, or a mortgage work.