3 ms·

X-ray a twisted ankle?

• redler 14y ago
  Sure. At the margins, people make adverse health care decisions when they have no money, even if they're insured. Call it the flip side of moral hazard: co-pays, co-insurance, multiple deductibles, and all the other methods insurance companies have invented to be sure everybody has "skin in the game" and ensure economically rational decisions. I have "good" health insurance, yet I'd have to pay a $150 "advanced imaging fee" for any X-ray (and, I believe, $1500 for a CT or MRI). What's the economically rational decision when you badly twist an ankle and ought to have it examined, but you expected to use that $150 for groceries?
• graeme 14y ago
  Probably meant sprained. I had a pretty rough ankle sprain a few years back, mobility still isn't 100% of what it was.