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AFAIK, it's actually the "not-really-banks" that don't have Girocard: N26, Revolut, bunq, Vivid, Trade Republic, Wise, Tomorrow, Openbank. All the traditional
by whstl 2mo ago
AFAIK, it's actually the "not-really-banks" that don't have Girocard: N26, Revolut, bunq, Vivid, Trade Republic, Wise, Tomorrow, Openbank.
All the traditional large ones seem to have AFAIK.
Off topic but I really hate N26 and its ilk. They don't really follow the German laws that say that German residents can have bank accounts, so they refuse people that are still on work visas, which is a pain in the fucking ass when you have a startup and the young employees are telling the immigrants "get N26" or something else, but the immigrants can't have it and only learn after submitting lots of docs to N26.
- dgellow 2mo agoHow did you get N26 to check your visa? I’ve never seen that situation. They only ask for an address in Germany. I know so many people with n26 on work visa
- whstl 2mo agoCareful: Work Visa is not the same as Residence Permit. They check during the KYC process via mobile phone camera, and will reject people without a residence permit (Aufenthaltserlaubnis, Blue Card, etc), and they claim several things, from "we don't accept work visas" to "I never saw this document in my life". Legally, a work visa is an Aufenthaltserlaubnis according to § 4 AufenthG, so N26 is classifying it wrongly here. But it gets worse because they're breaking § 31 ZKG, which says they're obligated to provide an account for everyone here legally. We have formally complained to BAFIN about it. Just copied the above law paragraphs from an HR discussion, btw, this is a recurring issue... And I know this from helping several others, since I'm the startup ecosystem. I'm European, but not German.