> For some reason PayPal is still quite big in Germany; about 28% of online revenue in 2025. Many Germans don't have credit cards (I don't), so PayPal is prett

> For some reason PayPal is still quite big in Germany; about 28% of online revenue in 2025. Many Germans don't have credit cards (I don't), so PayPal is pretty convenient as it can withdraw directly from a SEPA account and enables online shopping. Google Pay cannot do SEPA, but allows adding PayPal as a payment method, so PayPal also gets you into the Google purchase ecosystem. Revolut with its virtual CCs has been making some inroads lately, though.