Wero is a payment provider technology, a money wallet, and a bank account integration technology under one single marketing name. On the payment provider techn

Wero is a payment provider technology, a money wallet, and a bank account integration technology under one single marketing name. On the payment provider technology side, you're right, but the wallet feature uses phone numbers (and I think email addresses) so you can send each other money without sharing your IBAN (which is slightly longer and probably not in your contacts).