My understanding of Simple is that the services they provide are simply provided by their partner bank, http://www.thebancorp.com/ http://www.thebancorp.com/, w

My understanding of Simple is that the services they provide are simply provided by their partner bank, http://www.thebancorp.com/ http://www.thebancorp.com/, which is a regulated financial institute. I'm not sure how the issue of API access is relevant but this may be my lack of understanding more than anything.