Yes, your wife or your mother in law if you miss and she's still alive but what I think is more interesting is the built in incentive for the insurance to ident

Yes, your wife or your mother in law if you miss and she's still alive but what I think is more interesting is the built in incentive for the insurance to identify people at risk and charge them with such a high premium that it would deter some of them from buying a firearm and maybe eventually from a committing a deadly crime.