That fact it's the default thing isn't the issue. Putting money in the bank is not gambling because you have the underlying risk no matter what. Just holding ca

That fact it's the default thing isn't the issue. Putting money in the bank is not gambling because you have the underlying risk no matter what. Just holding cash has risks. Any time you try to take some value today and turn it into value tomorrow, you have risks. Gambling is creating risks for their own sake.