To add to this; payment infrastructure requires a lot of heavy lifting. There's a lot of regulations you need to adhere to, different payment systems in differe

To add to this; payment infrastructure requires a lot of heavy lifting. There's a lot of regulations you need to adhere to, different payment systems in different countries, settlement, chargebacks, etc. There is a reason why not doing your own payment processing is a thing. OpenRouter may have some interesting things in streamlining the process of switching LLM providers, but it is indeed something easy to replicate in comparison to payment processing.