3 ms·

My CU has 6-month CDs at over 4% right now.

• preg_match 2mo ago
  CDs are okay but I don’t prefer them due to lack of liquidity. There’s basically no reason to choose a CD over a HYSA at the same rate.
  • SoftTalker 2mo ago
    The minumum deposits are a lot lower. If you have a HYSA with low balance requirements, sure that's great.